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Consent to Conduct Business Electronically

1. Applying Electronically

If you decide to apply for a username or register for a product with PSG Online, you agree to receive all account information and statements electronically.

2. Electronic Communications

All account documentation and statements and any notices, instructions, agreements, or any other communications regarding transactions and your account (all of which are referred to herein as the "Communications") may be presented, delivered, stored, retrieved, and transmitted electronically.

3. Executing Transactions Electronically

The Agreement and Transactions will be executed using electronic records and electronic signatures.

4. Consenting to Do Business Electronically

The decision whether to do business electronically is yours, and you should consider whether you have the necessary hardware and software capabilities. Your consent to do business electronically, and our agreement to do so, only applies to the establishment and maintenance of your Account and the execution of transactions in connection with your Account.

5. Withdrawal of Consent

You have the right to withdraw your consent to doing business electronically at any time. However, if you withdraw such consent, any Communications or Transactions between us during the period after your consent to doing business electronically, and before your withdrawal of such consent, will be valid and binding on all parties.

6. Changes to Your Contact Information

You should keep us informed of any change in your electronic or mailing address or other contact information.

7. Printing

You may print this document by selecting Print from the File menu.

8. Your Ability to Access Communications

When accepting our terms and conditions, you acknowledge that you have the capability to access the Communications.

9. Consent to Electronic Communications

When accepting our terms and conditions, you consent to having all Communications provided or made available to you in electronic form.

10. Consent to Executing Transactions Electronically

When accepting our terms and conditions, you consent to executing the Agreement and Transactions by electronic record and/or electronic signature.

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