May 18, 2012

Strategy

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Investor Profile

The Investor Profiler will help you reach a decision on the level of financial risk that you can accept or wish to accept. To complete the investor profile, just answer each question that best matches your personal situation or preference.

A: Your personal time horizon

What is the time-frame for your financial goals?

0 - 5 years
5 - 10 years
10 - 15 years
15 - 20 years
20 years +

What is your age?

65 years +
55 - 64 years
45 - 54 years
35 - 44 years
34 years and younger

What is your primary financial goal?

Capital Protection: protection against a decline in market values
Current Income: to generate interest
Consistency: a high degree of stability and predictability of your investment over time
Long-term Inflation Hedge: To have a high degree of protection of the purchasing power of your investment
Capital Appreciation: to increase the market value of your investments primarily through capital growth

B: Your personal risk tolerance

( Judge each statement and make your choice ) Strongly Agree Agree Neutral Disagree Strongly Disagree
I would like to get as much long-term growth from my investment as possible, even if it means dramatic ups and downs on a year-to-year or month-to-month basis in my investment returns.
I believe that I will have enough money to reach my goal; therefore I must protect what I have.
I believe that I will not have enough money to reach my goal; therefore I must take a risk to get ahead.
I would like to protect the money that I invest, even if it means getting very little long-term growth.
I believe that I will have enough money to reach my goal; therefore I can afford to take some risk.
I believe that I will not have enough money to reach my goal; therefore I cannot afford to risk what I have.
I would be very concerned if the value of my investment declined, because I cannot accept fluctuations in its value.
Fixed Deposits Govt Bonds Blue Chips Shares Internat. Investm. Emerging Comp.
Which of these investments would you feel more comfortable owning?

C: Your personal investment objectives

( Judge each statement and make your choice ) Strongly Agree Agree Neutral Disagree Strongly Disagree
It is important for me to earn the highest possible return on my investment, even if I must take some risk to do so.
I prefer my investments to grow steadily and avoid sharp ups and downs, even if it lowers my long-term returns.
I will accept short-term losses if I believe the long-term returns will be good.
Protecting my savings is more important than making them grow.
If I inherited a large sum of money, I would put it in the bank rather than invest it.
For the right opportunity, I would resign from my present job and start my own business.
Assets that I own, such as a pension, or personal savings form a substantial portion of my net assets.
I expect my earnings to increase in real terms over the next five years.
I have adequate emergency funds that will cover most emergencies.

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